The Senior Credit Analyst is responsible for underwriting, evaluating and monitoring agricultural and commercial loan transactions, unsecured or secured, by real estate, accounts receivable, inventory or fixed assets. Underwriting will include financial and credit risk analyses with a concentration on cash flow, collateral evaluation, market data interpretation, and identification of key risks and mitigates. Conclusions must be drawn from the analyses resulting in a credit recommendation, which is expected to provide an acceptable level of credit risk. Other responsibilities include completing financial statement spreads, testing and monitoring borrower compliance with financial covenants and borrowing bases, and ongoing monitoring of the loan portfolio.